Loaded Nachos Cheese Jalapeños

Featured in: Quick Snack Fixes

Crispy tortilla chips baked with shredded cheddar and Monterey Jack cheeses, layered with black beans, diced tomato, jalapeños, and olives. Fresh cilantro adds a bright finish. Served with sour cream, guacamole, salsa, and lime wedges, this dish balances creamy, spicy, and tangy flavors. Quick to prepare and ideal for gatherings or casual snacking, it can be customized with ground beef or chicken for added heartiness.

Updated on Mon, 10 Nov 2025 11:30:00 GMT
Crispy loaded nachos with cheese and jalapeños topped with fresh cilantro.  Save to Pinterest
Crispy loaded nachos with cheese and jalapeños topped with fresh cilantro. | chomzo.com

Crispy tortilla chips piled high with melted cheese, spicy jalapeños, and flavorful toppings—perfect for sharing at parties or as a satisfying snack.

This is a go-to snack in my house whenever we have friends over or just want something comforting and tasty.

Ingredients

  • Base: 200 g (7 oz) tortilla chips
  • Cheese: 200 g (7 oz) shredded cheddar cheese, 100 g (3.5 oz) shredded Monterey Jack cheese
  • Vegetables & Toppings: 1 medium tomato diced, 1 small red onion finely chopped, 1 to 2 fresh jalapeños sliced (or pickled jalapeños to taste), 100 g (3.5 oz) canned black beans rinsed and drained, 50 g (1.7 oz) sliced black olives (optional), 2 tbsp chopped fresh cilantro
  • Extras (for serving): 100 g (3.5 oz) sour cream, 100 g (3.5 oz) guacamole, 100 g (3.5 oz) salsa, Lime wedges

Instructions

Preheat Oven:
Preheat your oven to 200°C (400°F).
Arrange Chips:
Spread the tortilla chips in an even layer on a large oven-safe platter or baking sheet.
Add Cheese:
Sprinkle cheddar and Monterey Jack cheeses evenly over the chips.
Add Toppings:
Add black beans, diced tomato, red onion, jalapeño slices, and black olives over the cheese.
Bake:
Bake in the preheated oven for 8 to 10 minutes or until the cheese is fully melted and bubbly.
Garnish:
Remove from the oven and sprinkle with chopped cilantro.
Serve:
Serve immediately with sour cream, guacamole, salsa, and lime wedges on the side.
Melted cheese and jalapeños on a platter of tasty loaded nachos.  Save to Pinterest
Melted cheese and jalapeños on a platter of tasty loaded nachos. | chomzo.com

Making these nachos always brings everyone together around the table, sharing stories and laughter.

Required Tools

Large oven-safe platter or baking sheet, knife and cutting board, small bowls for toppings

Allergen Information

Contains Milk (cheese sour cream), possible gluten (tortilla chips—check labels). May contain traces of soy or other allergens depending on toppings and chips. Always check ingredient labels for allergens.

Nutritional Information

Calories 410, Total Fat 22 g, Carbohydrates 40 g, Protein 14 g per serving

Colorful loaded nachos drizzled with sour cream and garnished with lime. Save to Pinterest
Colorful loaded nachos drizzled with sour cream and garnished with lime. | chomzo.com

This recipe is versatile and perfect for customizing with your favorite toppings.

Common Questions

What cheeses work best for this dish?

Shredded cheddar and Monterey Jack melt well and complement each other with sharpness and creaminess.

Can I make this spicier?

Yes, add more sliced jalapeños, use pickled varieties, or include hot sauce for extra heat.

How do I keep the chips crisp?

Bake quickly at a high temperature, and avoid adding wet toppings before baking to prevent sogginess.

Are there meat options to add?

Cooked ground beef or shredded chicken can be layered before baking for additional protein and flavor.

What sides pair well with this dish?

Fresh guacamole, sour cream, salsa, and lime wedges enhance the flavors and balance the spicy elements.

Loaded Nachos Cheese Jalapeños

Crispy tortilla chips layered with cheddar, jalapeños, black beans, and fresh toppings for a flavorful snack.

Prep Duration
10 minutes
Cook Duration
10 minutes
Time Needed
20 minutes
Author Maya Brooks


Skill Level Easy

Cuisine Type Tex-Mex

Makes 4 Portions

Dietary Info Meat-free

Required Ingredients

Base

01 7 oz tortilla chips

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz shredded Monterey Jack cheese

Vegetables & Toppings

01 1 medium tomato, diced
02 1 small red onion, finely chopped
03 1–2 fresh jalapeños, sliced, or pickled jalapeños to taste
04 3.5 oz canned black beans, rinsed and drained
05 1.7 oz sliced black olives (optional)
06 2 tbsp chopped fresh cilantro

Extras (for serving)

01 3.5 oz sour cream
02 3.5 oz guacamole
03 3.5 oz salsa
04 Lime wedges

Preparation Steps

Step 01

Preheat Oven: Preheat the oven to 400°F.

Step 02

Arrange Chips: Spread tortilla chips evenly on a large oven-safe platter or baking sheet.

Step 03

Add Cheese: Evenly distribute shredded cheddar and Monterey Jack cheeses over the chips.

Step 04

Layer Toppings: Scatter black beans, diced tomato, chopped red onion, jalapeño slices, and optional black olives atop the cheese.

Step 05

Bake: Bake in the preheated oven for 8 to 10 minutes until the cheese melts and bubbles.

Step 06

Garnish: Remove from oven and sprinkle with chopped cilantro.

Step 07

Serve: Serve immediately alongside sour cream, guacamole, salsa, and lime wedges.

Tools Needed

  • Large oven-safe platter or baking sheet
  • Knife and cutting board
  • Small bowls for toppings

Allergy Details

Look at the ingredient list to spot allergens. If you have questions, ask a healthcare provider.
  • Contains milk from cheese and sour cream.
  • May contain gluten depending on tortilla chip brand.
  • Possible traces of soy or other allergens based on toppings and chips used.

Nutrition Details (each portion)

These facts are just for your reference and not substitute for medical guidance.
  • Energy: 410
  • Fats: 22 g
  • Carbohydrates: 40 g
  • Proteins: 14 g